Long-Term-Care Needs Determine your potential long-term care needs and how long your current assets might last. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Your DNA Test If your family relies on your income, it’s critical to know what their needs would be in the event of your death. Universal Life Insurance Universal life insurance is permanent insurance with a flexible premium. Here's how it works. Long-Term-Care Protection Strategies The chances of needing long-term care, its cost, and strategies for covering that cost.